financial literacy... duh!!

There have been times where i have come across professionals from different aspects in life. Talking to them and getting their opinion in matters have been fruitful, but the most disappointing part comes in when you talk to them about finances or their money - they are lost!!! I have seen people who can't even differenciate between an asset and a liabilty, let alone making proper financial choices!!!!
Being a marru, i think of all the things, this is something i just can't tolerate. People work for money and work even harder to earn some more , and at the end of the day what they gladly do is splurge on liabilities just so that they can pay more bills and inturn gain some more liabilities as benefits!!!!!

This afternoon i met Mr. A a highly acclaimed professional wanting to do a CFA course. All that he complained was lack of money all his problems began and ended on money!!!
Probing in more i realised, lack of financial literacy had put him in such a fix. Offering solutions became more complicated. At the end of it i found myself counselling him more about his financials than his course options. :(

To top it all It's frustating to know that there are atleast 85% of people who can't make right financial decisions. Cuz this is something our schools don't teach....but it is must if you would like to enjoy life without hassles. I really ain't a materialistic person but then i o believe one can enjoy life better and many more things - Not when you make more money but right choices about spending money.